Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Ross Taylor

Original Article Posted on:  April 27, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/04/a-pre-approval-does-not-guarantee-a-mortgage-approval/

Original Article Source Credits:   Loans Canada , https://loanscanada.ca/

Article Written By:  NA

Original Article Posted on:  NA

Link to Original Article:  https://loanscanada.ca/credit/what-to-do-if-you-have-a-zero-credit-score/

Original Article Source Credits:   Canada.ca ,https://www.canada.ca/

Article Written By:  NA

Original Article Posted on:  2021-01-22

Link to Original Article:  https://www.canada.ca/en/financial-consumer-agency/services/mortgages/choose-mortgage.html

Original Article Source Credits:   Straight , https://www.straight.com/

Article Written By:  Carlito Pablo

Original Article Posted on:  February 17th, 2021 

Link to Original Article:  https://www.straight.com/news/canada-real-estate-mortgage-borrowing-reaches-record-high-of-108-billion-in-2020

Original Article Source Credits:   Yahoo Finance , https://ca.finance.yahoo.com/

Article Written By:  Erik Hertzberg

Original Article Posted on:  February 19, 2021

Link to Original Article:  https://ca.finance.yahoo.com/news/canadians-pile-mortgage-debt-fastest-182942525.html

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  January 21, 2021

Link to Original Article:  https://www.canadianmortgagetrends.com/2021/01/odds-of-a-bank-of-canada-micro-rate-cut-diminish-following-rate-decision/

Original Article Source Credits: The Motley Fool, https://www.fool.ca

Article Written By: Vishesh Raisinghani

Original Article Posted on: January 21, 2021

Link to Original Article: https://www.fool.ca/2021/01/21/the-bank-of-canada-could-trigger-a-housing-market-boom

Original Article Source Credits: canadianmortgagetrends, https://www.canadianmortgagetrends.com

Article Written By: Steve Huebl

Original Article Posted on: January 19, 2021

Link to Original Article: https://www.canadianmortgagetrends.com/2021/01/latest-in-mortgage-news-despite-challenges-majority-of-canadians-plan-to-buy-a-home

Original Article Source Credits: Government of canada, https://www.canada.ca

Article Written By: NA

Original Article Posted on: NA

Link to Original Article: https://www.canada.ca/en/financial-consumer-agency/services/mortgages/renew-mortgage.html

At 10 am eastern, the Bank of Canada made its first interest rate decision of 2021 and presented its newest base-case projections for inflation and growth in the Canadian economy as part of its quarterly Monetary Policy Report.

Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl

Original Article Posted on: 30th November 2020

Link to Original Article: https://www.canadianmortgagetrends.com/2020/11/q3-lender-earnings-the-unexpected-recovery/

Original Article Source Credits: Canadian Mortgage Trends, https://www.canadianmortgagetrends.com/

Article Written By: Steve Huebl

Original Article Posted on: 11th December 2020

Link to Original Article: https://www.canadianmortgagetrends.com/2020/12/how-canadas-mortgage-lenders-adapted-to-the-new-normal/

Original Article Source Credits: Better Dwelling, https://betterdwelling.com/

Article Written By: NA

Original Article Posted on: 15th December 2020

Link to Original Article: https://betterdwelling.com/canadas-non-bank-lenders-see-arrears-rate-rise-11-despite-deferral-programs/

Original Article Source Credits:   Huffington Post , https://www.huffingtonpost.ca/

Article Written By:  Ratehub.ca

Original Article Posted on:  NA

Link to Original Article:  https://www.huffingtonpost.ca/entry/mortgage-down-payments_ca_5fa5a363c5b623bfac4f35f2

Original Article Source Credits:   CANADIAN MORTGAGE TRENDS , https://www.canadianmortgagetrends.com/

Article Written By:  Steve Huebl

Original Article Posted on:  October 23, 2020

Link to Original Article:  https://www.canadianmortgagetrends.com/2020/10/latest-in-mortgage-news-dominion-lending-centre-unveils-new-deals/

Original Article Source Credits:   Better Dwelling , https://betterdwelling.com/

Article Written By:  NA

Original Article Posted on:  NOVEMBER 10, 2020

Link to Original Article:  https://betterdwelling.com/unemployment-improves-in-canadas-largest-real-estate-markets-but-is-still-very-high/

When applying for a mortgage, borrowers are often put through a grueling process to prove their creditworthiness. Depending on their financial situations and the type of mortgages they need, lenders impose certain restrictions and guidelines which the borrower must abide by. However, with the widespread impacts of COVID-19 and the downturn of the economy, lending restrictions have gotten even stricter.

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The COVID-19 pandemic is affecting all sectors of Canada’s economy, including housing.

The Canada Mortgage and Housing Corporation (CMHC) is making changes to its insured mortgages. These tighter underwriting standards may make it more difficult for some to qualify for mortgages with less than a 20% down payment.